How to read an example portfolio

An example portfolio is a set of asset-class slices that add up to 100% — illustrative only, and here is…

What is asset allocation?

Asset allocation is how you split money across the broad classes — the single decision that shapes a portfolio most.

Over time a portfolio drifts from its target mix; rebalancing is the gentle nudge that brings it back.

Bonds are loans to governments or companies that pay interest — usually steadier than equities, and a portfolio’s ballast.

Global equities mean owning small slices of many companies worldwide — the growth engine of most portfolios, and the most…

Cash is money you can reach instantly — the safest, steadiest class, and exactly what short-term needs call for.

Compound interest is growth on your growth — over time your money can snowball because past gains start earning too.

Inflation is the slow rise in prices that quietly reduces what your money can buy — the main reason long-term…

Investing means putting money to work in assets that can grow over time — accepting some ups and downs for…

A lens some people like to apply to where their money goes.